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Epilepsy and insurance in the UK: an exploratory survey of the experiences of people with epilepsy

Jacoby, Kate and Jacoby, Ann (2004) Epilepsy and insurance in the UK: an exploratory survey of the experiences of people with epilepsy. Epilepsy and Behavior, 5 (6). pp. 884-893. ISSN 1525-5050

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Official URL: http://www.elsevier.com/wps/find/journaldescriptio...

Cited 9 times in WoS

Abstract

We investigated problems in obtaining insurance as reported by people with epilepsy who were members of a major UK patient organisation. Information was collected via questionnaires mailed to a random sample of the membership; of whom 347 replied. Overall, 62% of respondents reported experiencing a problem obtaining insurance cover (either increased premiums, restricted cover or outright refusal). Thirty-six percent of respondents reported having been refused one or more types of insurance on the grounds of their epilepsy. Though the low response rate to the study represents an important source of bias, extrapolation from our figures suggests a problem prevalence rate of at least 10%. Adoption of an evidence-based and standardised approach to informing assessments of risk is vital if insurance companies are to provide fair and reasonable terms for insurance cover to their clients with epilepsy.

Item Type:Article
Additional Information:Issue: December 2004; Available online 15 September 2004.
Uncontrolled Keywords:epilepsy; insurance; risk; quality of life; QUALITY-OF-LIFE; EUROPEAN COHORT; MORTALITY; RISKS; ATTITUDES; PROGNOSIS; ACCIDENTS; REMISSION
Subjects:R Medicine > R Medicine (General)
R Medicine > RA Public aspects of medicine > RA0421 Public health. Hygiene. Preventive Medicine
Departments, Research Centres and Related Units:Academic Faculties, Institutes and Research Centres > Faculty of Medicine > School of Population, Community & Behavioural Sciences
DOI:10.1016/j.yebeh.2004.07.010
Refereed:Yes
Status:Published
ID Code:269
Deposited On:12 Aug 2008 15:35
Last Modified:20 May 2011 18:22

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